DO YOU HAVE THE RIGHT FOUNDATION IN PLACE FOR THE RETIREMENT OF YOUR DREAMS?

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The Elite Retirement Blueprint™

Retirement by design, not by accident

The foundation of a solid retirement planning process consists of three main building blocks: a plan for retirement income, an understanding of Social Security benefits, and a strategy for tax optimization. At Aiken & Associates Wealth Management, we can design a personalized Elite Retirement Blueprint™ that helps you build the financial future you desire rather than leaving it to chance.

To learn more about possible risks to your Retirement Dreams and how the Elite Retirement Blueprint™ could help, CLICKING HERE to download your complimentary, no-obligation copy of “Retirement Roadblocks: 7 Financial Risks to Avoid” including sections on Taxes and Longevity.

RETIREMENT INCOME

How much money will you need in retirement?

LIFESTYLE – How much will you need for the essentials? Food, shelter, living expenses, etc.

SOCIAL SECURITY – What guaranteed Social Security income will you have?

“BUCKET LIST” – How much will you need for non- essential wants? Vacations, leaving a legacy, etc.

SOCIAL SECURITY BENEFITS
& MEDICARE

Do you know your Full Retirement Age? Finding the optimal time to tap into Social Security is crucial.

62Reaching age 62 alone doesn’t necessarily mean it’s time to start receiving benefits, and could mean

a reduced payout.

FULL RETIREMENT AGE – The age you’re eligible for full benefits.

70 – The longer you wait to receive benefits, the more your benefits can grow.

TAXES

Unfortunately, taxes don’t retire when you do. Reducing your tax liability is key.

Know which of your retirement income vehicles are:

 

TAXABLE –Pay now.

TAX-DEFERRED – Pay later.

TAX-FREE – Pay never.

We can walk you through each of these building blocks, discuss how they relate to your specific situation, and help design an Elite Retirement Blueprint specific to your needs. But we won’t stop there. We’ll help you through the retirement “building” process, walking with you every step of the way until you’re enjoying the dream retirement you’ve worked so hard for, and continue helping with whatever maintenance and updates are needed for as long as you need.
 

We can also help you avoid “construction delays,” guiding you through and around seven potential stumbling blocks that we commonly see in retirement. You can request a complimentary, no-obligation copy of “Retirement Roadblocks: 7 Financial Risks to Avoid,” outlining these risks right now by CLICKING HERE.

WE LOOK FORWARD TO HELPING DESIGN YOUR DREAM RETIREMENT!

Please visit our Investment & Financial Services to learn more about what Aiken & Associates can do for you!

Please note Ed Aiken does not provide tax or legal advice. You are encouraged to consult your tax advisor or attorney. Please note Ed Aiken can provide information, but not advice related to Social Security benefits. Clients should seek guidance from the Social Security Administration regarding their particular situation. For more information, please direct your clients to a local Social Security Administration office, or visit www.ssa.gov. Not affiliated with the US government or a governmental agency.

 

Securities and investment advisory services offered through Woodbury Financial Services, Inc. (WFS), member FINRA/SIPC. WFS is separately owned and other entities and/or marketing names, products or services referenced here are independent of WFS. TC210523 Insurance Services also offered by representatives of Aiken & Associates Wealth Management.